All about HSAs
If you have ever looked at your paycheck, noticed an HSA deduction, and wondered whether you are really using it the “right” way, you are not alone. For many employees, a Health Savings Account feels like just another benefits line…
Category Your Money
What Is the 100 Envelope Savings Challenge?
Sure, saving money can often feel overwhelming, but fun challenges like the 100 Envelope Savings Challenge is proof that sometimes, making a game out of it actually works. This challenge simplifies the savings process while adding an element of fun…
What Is No Spend January?
After the holiday season of indulgence and spending sprees, many people find themselves facing the harsh reality of their bank account balances in January. That’s where No Spend January comes in — a financial detox designed to reset your spending…
What to Do When You Hate Your Job
We’ve all had that moment — sitting in a fluorescent-lit office, staring at an inbox full of passive-aggressive emails, thinking, “I hate my job.” Maybe it’s the endless meetings that could have been an email, the soul-sucking commute, or the…
What Is Phantom Tax?
Ever had a friend swipe a fry from your plate and jokingly call it the “Fanum Tax”? While that’s a playful meme, the real-life phantom tax is far less amusing. Imagine being taxed on income that hasn’t even reached your…
The Crucial Step You Don’t Want to Skip Over When You’re Trying to Improve Your Finances
Change is not easy, especially when trying to change something about ourselves. And Let’s be honest: real change is hard. Especially when it comes to money. Most of us don’t wake up one random Tuesday thinking, “You know what sounds…
11 Simple Ways to Stop Running Out of Money Too Quickly
Ever find yourself staring at your bank account halfway through the month, wondering how on earth you’re supposed to survive on what’s left? You’re not alone. Running out of money too quickly is a common struggle — but the good…
9 Concepts You Actually Need to Understand to Boost Your Financial Health
April is Financial Literacy Month! And while we could give you a list of technical finance terms to know—like amortization, margin, and Sharpe ratios—we thought we’d shed some light on financial concepts that most of us will encounter throughout our…
3 Tips to Live More Abundantly with What You Have
The challenges of 2020 have taken a toll on many of us and spotlighted our struggles—individually and in our community, emotionally and practically. When I am struggling, my normal position of positivity is displaced by cynicism and cuss words. Frankly,…
7 Tips to Manage Student Loans for Undergraduate and Graduate Students
If you are a college student or the mother of one, the coronavirus pandemic has likely changed your life dramatically and forced you to rethink your financial decisions and how you manage your money. Despite classes shifting to remote study,…